Success Stories

Success Stories
Story 22 http://www.akpk.org.my

Happily married with three children, Roslan* is a dedicated husband and father who works as a manager in an electronics firm. As the sole breadwinner of the family, Roslan’s income was sufficient to bear all household expenses and loan commitments. Life was generally rosy for Roslan and his family.

About two years ago, Roslan’s sister-in-law was diagnosed with life-threatening cancer. As she was single and could not afford the high medical costs, Roslan had to chip in to using his savings and credit cards in an attempt to save her life. It was during this time that he started to default on his housing loan payments as he could not afford it considering his sister-in-law’s condition. That meant housing loan arrears of close to a year. On top of that, he also had borrowings in the form of credit cards, personal loans and a hire purchase loan.

Things could not get any worse for his finances. A year later, Roslan’s father-in-law was diagnosed with stroke and that caused him to be bedridden with his mother-in-law having to take care of him. This meant that Roslan had to bear his father-in-law’s high medical cost as well.

Having to cater to his family’s needs together with the dire medical issues of both his wife’s father and sister, this dutiful and loving husband did what he had to do. Not long after, his sister-in-law succumbed to cancer. Despite all the money spent in trying to cure her, who could fight with fate?

Nevertheless, life had to go on and Roslan had no choice but to focus on fixing his financial issues or risk losing his home. He knew it would not be long before it was too late. Being aware and taking the step forward by visiting AKPK did help in a big way. Here, his appointed counsellor managed to restructure all his other loans as well in order for Roslan to be able to pay and settle them without compromising his family’s needs.

This goes to show that sometimes we cannot help the circumstances that are beyond our control. But with AKPK’s help, Roslan’s financial predicament was eased and hope was there again for him to salvage his finances for the future of his family.

*The names specified in these stories have been changed to protect the identities of the individuals involved. These success stories are meant to merely provide information on AKPK's services and lessons on money management.
http://www.akpk.org.my