Jangan menambah hutang atas liabiliti(kereta) kerana harganya makin lama makin turun. Berbelanja mengikut kemampuan dan bukan mengikut kemahuan.Tidak masuk akal gaji 1K tapi mempunyai kereta yang ansurannya RM500 tidak termasuk minyak dan kos penyenggaraan..
Ingat Urus Duit dengan baik
Auto industry, Bank Negara to discuss loan guidelines
February 22, 2012
KUALA LUMPUR, Feb 22 — Automotive industry players will meet Bank Negara on Friday to discuss the new guidelines for loan borrowers, following a 25 per cent drop in sales of new motor vehicles last month, Bernama Online reported Proton as saying today.
The guidelines have been in force since January 1.
The news portal said Proton Edar Dealers Association Malaysia (Peda) has called for the new responsible financing guidelines to be re-examined, claiming that sales have been affected as only 30 per cent of applicants have managed to secure car loans since its implementation.
The Malaysia Motor Association had reported a 25 per cent drop in sales of new motor vehicles and cited a tightening of the hire purchase loan approval process, a shorter working month and the impact of Thailand’s floods as the main reasons.
In a related development, Proton Holdings Bhd Group Managing Director, Datuk Seri Syed Zainal Abidin Syed Mohamed Tahir, told Bernama today that he understands the move is part of the government’s drive to control household debt but that it could be detrimental to the automotive industry in the long term.
He stressed that it is important for the industry to be sustainable and still grow against a backdrop of soft economic sentiment.
No comments:
Post a Comment